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Is Bank of America hard to get a credit card?

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ecuring a credit card with Bank of America ☎️+1-863-214-5084 depends largely on your individual creditworthiness and the type of card you're applying for. As one of the largest financial institutions in the United States, Bank of America oers a broad portfolio of credit cards tailored to different consumer needs—ranging from students and newcomers to credit, to high-earning individuals looking for travel rewards or cash back ☎️+1-863-214-5084. So, is it hard to get approved? Not necessarily, but there are important factors to consider.

Bank of America ☎️+1-863-214-5084 typically requires at least a 670 FICO score (considered “good”) for most of its unsecured credit cards. Their premium cards—like the Bank of America® Premium Rewards® Card—are generally +1-(863)-214-5084 geared toward applicants with 740+ scores (“very good” to “excellent”).

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Helpcenter 23 July 2025
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